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A high-yield savings account is essentially the same as a traditional savings account with one key difference — high-yield savings accounts pay a higher than average APY on deposits. An APY, or annual percentage yield, is the amount of interest earned on an account in one year. The APY for high-yield savings accounts can be anywhere from 3% to over 5% — much higher than that of a traditional account. <br/><br/>Savings rates have been on the rise following a series of interest rate hikes by the Federal Reserve, as the central bank has sought to reduce inflation. The Fed opted to raise rates at the last meeting, raising the federal funds rate, a key bank lending rate, to a target range of 5.25%-5.50%. Experts believe that the Fed may raise rates again at the next meeting. Higher interest rates could potentially increase savings rates further, so many recommend locking in rates now while they're on the rise. Over time, rates will decrease as inflation cools.<br/><br/>Since the rate of return on high yield savings accounts is better than that of traditional savings accounts, you'll be able to accrue more cash over time. You can use our tool, in partnership with Bankrate, to compare savings rates today.

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Learn Google Sheets u0026 Excel Spreadsheets

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Website: http://kamilagrabska.medium.com/<br/><br/>If you are a fan of Formula 1 racing, you know that speed is the name of the game. It’s an adrenaline-fueled sport where milliseconds can make the difference between standing on the podium or walking away empty-handed. But while the drivers are often the ones basking in the spotlight, there’s a group of unsung heroes who play a vital role in every race: the pit crew.

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