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In a recent chat, V2 Retail's Whole-Time Director Akash Agarwal said that the company is likely to flourish in FY25 on the back of a strong like-for-like sales growth of 10%, despite industry concerns that LFL growth might remain sluggish in the near term.<br/><br/>Sharing details about store expansion, capex and demand trends, Agarwal further discusses about V2 Retail with Maitri Seth. <br/>

V2 Retails Akash Agarwal Shares Business Outlook For FY25 | NDTV Profit

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A Whole Life 2023, Ein ganzes Leben<br/>German Film, Thriller Movie,<br/>At the turn of the 20th century, the young orphan Andreas is sent to live with his ruthless uncle on a farm in a remote valley; a valley that Andreas will only leave once in his life. Treated not as family but as a worker, Andreas endures a childhood without affection, full of brutality and hard labour. At the age of 18, Andreas has seen only hardship but finds the courage to leave his oppressor. Though partly crippled by his uncle, he has grown into a strong man and finds work as a woodsman. He works on the construction of an invention: the mountain ropeway. This invention marks the beginning of alpine tourism but is paid for with the many deaths of mountain workers. Andreas is no stranger to hard labour, and now that he is earning his own money, he buys himself a small plot of land with a cabin high up in the valley. He soon finds something he has never experienced before: love. Marie immediately becomes the light of his life, but his dream of a happy life together is soon shattered. Feeling despondent, Andreas enlists as a soldier in the German Wehrmacht. Coming face to face with death in the Russian Caucasus, he thinks only of Marie. Having survived the madness of the second World War, Andreas returns to the valley and to a changed world. With Marie always in his heart, Andreas accepts and cherishes the time he has left with serenity.<br/><br/>Director<br/>Hans Steinbichler,<br/>Writers<br/>Ulrich Limmer, Robert Seethaler,<br/>Stars<br/>Stefan Gorski, August Zirner, Ivan Gustafik,<br/><br/>

A Whole Life 2023 German Movie Ein ganzes Leben

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In financial modeling, the costs of being wrong can be significant and can impact various aspects of a business. Here are some potential consequences:<br/><br/>Misallocation of Resources: If financial models are inaccurate, it can lead to misallocation of resources. For example, if a company overestimates future sales, it may invest too much in production capacity, inventory, or marketing, leading to excess costs and reduced profitability. Conversely, underestimating sales may result in lost opportunities for growth.<br/><br/>Strategic Errors: Financial models often inform strategic decisions such as pricing strategies, product development initiatives, or expansion plans. If these models are flawed, it can lead to strategic errors that may harm the company's competitiveness or long-term viability.<br/><br/>Impact on Investor Confidence: Investors rely on financial models to assess the performance and valuation of companies. Inaccurate or unreliable financial projections can erode investor confidence and lead to reduced access to capital or higher borrowing costs.<br/><br/>Regulatory Compliance Issues: Inaccurate financial reporting resulting from flawed financial models can lead to regulatory compliance issues and potential penalties from regulatory authorities. This can damage the company's reputation and lead to legal liabilities.<br/><br/>Loss of Stakeholder Trust: Inaccurate financial models can undermine trust and credibility with stakeholders such as customers, suppliers, employees, and partners. This can have long-lasting consequences on relationships and business partnerships.<br/><br/>Operational Disruptions: Inaccurate financial forecasts can lead to operational disruptions, such as inventory shortages or production bottlenecks, if the company fails to adequately plan for future demand or supply needs.<br/><br/>Wasted Time and Effort: Developing and maintaining financial models requires significant time, effort, and resources. If these models are inaccurate or unreliable, it can result in wasted time and effort spent on troubleshooting, revising, or rebuilding the models.<br/><br/>Missed Opportunities: Inaccurate financial forecasts may cause companies to miss opportunities for growth, innovation, or cost savings. For example, if a company underestimates future demand for a product, it may fail to invest in sufficient production capacity or miss out on opportunities to capture market share.<br/><br/>To mitigate the costs of being wrong in financial modeling, companies should invest in robust data analysis, model validation, and scenario analysis. They should also foster a culture of transparency, accountability, and continuous improvement to ensure that financial models are regularly reviewed, updated, and refined to reflect changing market conditions and business dynamics. Additionally, companies should seek input from various stakeholders and subject matter experts to improve the accuracy and reliability of their financial models.

The costs of being wrong

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<br/>Projecting the financial future involves forecasting the financial performance of a business or individual over a specific period. Here's a step-by-step guide on how to project the financial future:<br/><br/>Gather Historical Data: Begin by collecting historical financial data, including income statements, balance sheets, and cash flow statements. This data will serve as a foundation for your projections and help identify trends.<br/><br/>Define Assumptions: Identify the key assumptions that will drive your projections. These may include factors such as sales growth rates, expense levels, inflation rates, interest rates, and other relevant variables.<br/><br/>Revenue Projections: Forecast future revenues based on historical trends, market analysis, sales pipelines, and any other relevant factors. Consider different scenarios and sensitivities to changes in key variables.<br/><br/>Expense Projections: Estimate future expenses, including operating expenses, cost of goods sold, overhead costs, and any other relevant expenditures. Again, consider different scenarios and potential fluctuations in costs.<br/><br/>Cash Flow Forecasting: Project future cash flows by integrating revenue and expense projections. Consider the timing of cash inflows and outflows, including accounts receivable, accounts payable, and capital expenditures.<br/><br/>Capital Budgeting: If applicable, incorporate capital budgeting decisions such as investments in new equipment, expansion projects, or acquisitions. Evaluate the potential returns and risks associated with these investments.<br/><br/>Debt and Financing: Determine the need for financing and project future debt levels, interest expenses, and repayment schedules. Consider different financing options and their impact on cash flows and financial health.<br/><br/>Sensitivity Analysis: Perform sensitivity analysis to assess the impact of changes in key assumptions on your financial projections. Identify the most critical variables and their potential effects on the financial future.<br/><br/>Financial Statements: Prepare projected financial statements, including income statements, balance sheets, and cash flow statements. Ensure these statements are coherent and consistent with your projections.<br/><br/>Review and Refine: Review your projections carefully, seeking input from relevant stakeholders such as management, investors, or financial advisors. Refine your assumptions and projections as needed based on feedback and changing circumstances.<br/><br/>Monitor and Adjust: Regularly monitor your actual financial performance against your projections. Identify any variances and adjust your projections accordingly. Use this feedback loop to improve the accuracy of future projections.<br/><br/>Scenario Planning: Consider preparing multiple scenarios for different outcomes and risks. This could include best-case, worst-case, and base-case scenarios to help you prepare for various eventualities.

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