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It’s well known that a political candidate is running for office, on election night you have two statements prepared… one for if you win and one for if you lose. What you don’t want to do is send either of them out early, especially the latter. Veuer’s Tony Spitz has the details.
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Cold front is crossing, getting colder once it clears, some sunny spells, but blustery winds and showers too – This is the Met Office UK Weather forecast for the afternoon of 22/03/24. Bringing you today’s weather forecast is Aidan McGivern.
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For many of us, education comes hand in hand with our childhood and teenage years – whether that’s learning to read and write or getting to grips with life’s everyday tasks and challenges. However, when it comes to money, each person has their own experience of gaining financial responsibility.<br/><br/>Looking to those around us to inspire better money habits could be key. Over a third of us (36%) say they’re regularly investing and saving having picked this up from others, and the same goes for paying off debt as quickly as possible (29%) and paying attention to savings rates and current accounts (19%).<br/><br/>Half (50%) of us admit to not discussing finances with family, friends, or peers until at least aged 19, while 15% confessed to leaving it past the age of 30. A further 20% of us aren’t open to discussing savings with family and friends at all, and just 14% are very open to discussing investments and pension contributions.<br/><br/>This late awakening could be impacting how hard UK consumers are making their money work, with 39% of consumers having not discussed savings products like ISAs at all when growing up – despite the potential benefits of the tax-free accounts. <br/><br/>Lifting the lid on those influences, only one in eight (13%) consider themselves to be very money savvy, but this more than doubles to 29% for those who consider their parents or guardians to be very money-savvy too. But money savviness doesn’t just come from friends and family. <br/><br/> <br/><br/>Looking at wider influences, half (45%) of Brits mention experts like Martin Lewis, followed by banks (37%), newspapers or magazines (20%), and forums or the internet (20%). Schools or higher education (15%) and employers (14%) all rank lower.<br/><br/>The research from Nutmeg comes as we approach the end of the current Tax Year, at what can be a confusing time when many people may not be aware of the steps they can take to spring clean their finances. Claire Exley, head of advice and guidance at Nutmeg, is available for interviews to discuss the research, champion financial education, and share her top tips for building better financial health – from more discussions about money with our children and those around us, to how the late starters among us can catch up.
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Feeling colder, a cold front drifting south bringing clouds and outbreaks of rain to the southern half of the UK – This is the Met Office UK Weather forecast for the morning of 22/03/24. Bringing you today’s weather forecast is Alex Deakin.
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Arnold Schwarzenegger and Sylvester Stallone are the two biggest action stars who show off their big guns and iconic sayings. While these two may have the long-running film series \
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Arvind Kejriwal's arrest is being monitored by the United States government, which has encouraged the Indian government to ensure \
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Almost nine in 10 Americans believe that karma is real.<br/><br/>That’s according to a survey of 2,000 U.S. adults which revealed that 84% buy into the idea that what goes around comes around. Perhaps inspired by that notion, another 84% say they will go out of their way to “pay it forward” whenever possible. <br/><br/>Results also revealed, however, that bad karma has made its rounds and Americans attribute bad relationships (34%), losing something (27%) and arguments with others (27%) to it.<br/><br/>Whatever the reason, whether it's to get their cosmic energy on track or general human nature, Americans report they are paying it forward in all kinds of ways. The survey showed that “paying it forward” most often includes treating their loved ones to something special (50%), giving generous tips (48%) and helping out a neighbor, such as carrying their groceries or helping them shovel snow (46%).<br/><br/>It also includes donating money to organizations or charities (40%), volunteering their time to help out friends and family (38%) and supporting small or locally owned businesses (35%).<br/><br/>Results showed that the average American engages in five generous acts per week, totaling 260 random acts of kindness each year.<br/><br/>Beyond the mysterious karma-related benefits, these acts of paying it forward have real effects on more than those in the receiving end — Americans feel better about themselves (49%), their life overall (37%) and feel more confident (22%) when they’re able to do so.<br/><br/>Conducted by OnePoll on behalf of banking app Chime, the survey also found that the top three ways Americans define “generosity” include “going out of your way to help someone else” (68%), “giving your time” (54%) and “paying it forward” (40%).<br/><br/>When asked the biggest generous acts they’ve done for someone else, respondents outlined scenarios like, “[I] opened my home for friend to move in during a health crisis,” “I overheard a waitress discussing some unexpected bills she was worried about covering so left her a $200 tip,” or even “I went to Mississippi after Hurricane Katrina to work on restoring houses.”<br/><br/>With that, almost three-quarters (72%) of Americans consider themselves to be generous, despite less than half (43%) currently feeling financially secure. <br/><br/>Respondents feel the rest of the United States has some work to do and does not match their own personal approach to generosity, with 42% saying the country is not generous.<br/><br/>“These survey results highlight the generous spirit in our country, regardless of what they think about the world around them or their current financial situation. Despite only 43% feeling financially secure, results found that almost two-thirds (65%) are likely to ‘keep the chain going’ and pay for the food of the person behind them in a drive-thru, if someone else paid for theirs,” said Sara El-Amine, Vice President of Community at Chime. “We’re encouraged to see that the ‘pay it forward’ spirit is alive and well in this country, despite some of the current economic challenges everyday people are facing.”<br/><br/>Americans are most likely to pay it forward whenever the mood strikes (43%). Others are influenced by a good mood (24%), after someone else does something nice for them (18%) or even when a loved one is celebrating a milestone (13%).<br/><br/>No matter what triggers it, results also found that Americans are more than five times more likely to find that their spirits are lifted more when they’re able to help someone else out than when someone else helps them out (72% vs 13%).<br/><br/>Looking toward the future, an astounding 83% of respondents believe that they’d be even more generous if they were more financially secure.<br/><br/>Financial security and progress looks different for everyone, but two in five (38%) say that financial progress means being able to treat their family and friends or being able to donate to charity (30%).<br/><br/>“Feeling good about your finances can mean more than just adding commas to your bank account. The results further emphasize that everyday people are considering others when managing their own financial progress,” said El-Amine. “Someone's financial situation should not be the thing holding them back from living generously.”<br/> <br/>Survey methodology:<br/>This random double-opt-in survey of 2,000 general population Americans was commissioned by Chime between Feb. 14 and Feb. 19, 2024. It was conducted by market research company OnePoll, whose team members are members of the Market Research Society and have corporate membership to the American Association for Public Opinion Research (AAPOR) and the European Society for Opinion and Marketing Research (ESOMAR).
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