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_how-chime-became-america39s-biggest-digital-bank.webp "For decades, it’s been a riddle in banking: how do you build a sustainable and profitable business serving low and middle-income consumers? Sixteen years ago, Chris Britt, then chief product officer at Green Dot, believed he’d discovered the answer—direct deposit of paychecks. <br/><br/>Green Dot was selling prepaid debit cards to cash-strapped Americans without traditional bank accounts, and Britt saw that customers who had their paychecks automatically deposited into their Green Dot accounts used the card to pay virtually all their expenses. With each debit card swipe, Green Dot pocketed part of the interchange fees–the 1% to 2% charge merchants pay to accept debit and credit cards.<br/><br/>“The people on direct deposit were clearly the whales of the business,” says Britt, 51, the cofounder and CEO of Chime, the nation’s largest digital-only bank with $1.5 billion in annualized revenue and seven million customers using its cards for $8 billion a month in transactions.<br/><br/>Read the full story on Forbes: https://www.forbes.com/sites/jeffkauflin/2024/05/03/exclusive-the-inside-story-of-chime-americas-biggest-digital-bank/?sh=4f40891cfb0d<br/><br/>Subscribe to FORBES: https://www.youtube.com/user/Forbes?sub_confirmation=1<br/><br/>Fuel your success with Forbes. Gain unlimited access to premium journalism, including breaking news, groundbreaking in-depth reported stories, daily digests and more. Plus, members get a front-row seat at members-only events with leading thinkers and doers, access to premium video that can help you get ahead, an ad-light experience, early access to select products including NFT drops and more:<br/><br/>https://account.forbes.com/membership/?utm_source=youtube&utm_medium=display&utm_campaign=growth_non-sub_paid_subscribe_ytdescript<br/><br/>Stay Connected<br/>Forbes newsletters: https://newsletters.editorial.forbes.com<br/>Forbes on Facebook: http://fb.com/forbes<br/>Forbes Video on Twitter: http://www.twitter.com/forbes<br/>Forbes Video on Instagram: http://instagram.com/forbes<br/>More From Forbes:http://forbes.com<br/><br/>Forbes covers the intersection of entrepreneurship, wealth, technology, business and lifestyle with a focus on people and success.")
_a-relaxing-bedtime-story-with-rain-124-a-sleepy-adventure-with-dinosaurs-124-sleep-storytelling.webp "Get Sleepy")
⏲ 2 hours 58 minutes 35 seconds 👁 187.1K
_goodnight-dinosaurssoothing-bedtime-stories-for-babies-and-toddlers-with-calming-melodies.webp "Bedtime Wonders")
⏲ 8 minutes 33 seconds 👁 9.7K
_britain39s-oldest-dancer-who-is-39always-up-for-fun39-turns-103-today.webp "Britain's oldest dancer has no plans of slowing down - after turning 103 today. (Tues)<br/><br/>Fun-loving Dinkie Flowers defies her age by still dancing almost every day.<br/><br/>She was born in 1921 and has been dancing since the age of three - going on to be an international ice skater and stage star.<br/><br/>Dinkie even made her first TV debut on the BBC's 'The Greatest Dancer' in 2020 aged 98.<br/><br/>Dinkie has travelled the world to showcase her skills, including a show in Baghdad to dance in front of the Royal Family and performed for Prince Phillip at an Ice Gala in Paris in 1952.<br/><br/>The inspiring dancer turns 103 today (7 May).<br/><br/>Dinkie says: \")
_australian-rainforest-rain-sounds-for-sleeping-or-focus-white-noise-rainstorm.webp "Relaxing White Noise")
⏲ 10 hours 36 seconds 👁 99.1K
_rain-falling-sounds-in-forest-124-relaxing-rainstorm-for-sleep-studying-or-stress-relief.webp "Relaxing White Noise")
⏲ 10 hours 36 seconds 👁 49.7K
_92.webp "A proud \")
_what-if-you-had-t-rex-teeth-and-other-dinosaur-parts-read-aloud-in-hd.webp "Read Right Now")
⏲ 14 minutes 12 seconds 👁 680K
_doctosaurus-by-emi-lou-may-i-read-aloud-i-children39s-books-about-dinosaurs.webp "Annie's workshop - Books Read Aloud for Kids")
⏲ 8 minutes 46 seconds 👁 233.1K
_experts-say-running-fast-is-about-genetics-amp-choices-you-make.webp "It may seem like some people are just born to run fast and genetics do play a part, but experts say your choices and experiences impact how fast you run as well.")
_goodnight-dino-friends-bedtime-adventures-with-relaxing-stories-and-calm-melodies-for-kids.webp "Sleepytime Narratives")
⏲ 10 minutes 36 seconds 👁 10.2K
_how-do-dinosaurs-say-good-night-read-aloud-bedtime-story-children39s-story.webp "Cookies Cozy Corner")
⏲ 2 minutes 57 seconds 👁 562
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